Kathua: To review the performance of banks in key areas, District Development Commissioner Kathua Om Prakash today chaired District Level Review Committee/DLAC meeting, here at DC office complex.
At the outset, LDM Kathua Narain Singh presented the achievements under Annual Action Plan for the year 2020-21. He informed that Rs. 547.52 crore has been disbursed under priority sector and Rs. 635.21 crore under non-priority sector, thereby recording 57% achievement of ACP as on 31.12.2020.
Further, under social security schemes, 178580 accounts have been opened under PMJDY; 6072 individuals covered under Atal Pension Yojana; 49166 under Jeevan Jyoti Bima Yojana; 93269 under PM Suraksha Bima Yojana and 18285 accounts opened under PMMY as on 31st December 2020.
Performance indicators like progress of CD ratio, cases under KCC, New KCC( Dairy, Poultry, Fisheries and Sheep Husbandry), PMEGP – KVIB / KVIC / DIC/NULM, NRLM Handloom/Handicraft, PMAY were reviewed in detail by the DDC with special emphasis on credit linkage of beneficiaries under these schemes.
The DDC emphasized upon banks to simplify the systems and procedures so that maximum beneficiaries are credit linked under various schemes for generation of employment among the poor people.
The Chairman impressed upon the officers of banks and government departments to exercise empathy towards poverty stricken people, which is bound to ensure the achievement of their set targets. He desired that potential under Agri and allied activities be exploited fully to achieve the benchmark of 18%. He exhorted upon the banks to exploit all resources at their disposal and come out with concrete action plan to increase present CD-ratio of 43% to minimum 60% by the end of last quarter of 2020-21 by wiping out the pending cases in under all schemes encouraging JLG’s, SHG’s and Housing finance .
Chairman Om Prakash advised all banks to cover maximum number of persons with 100% penetration under social security schemes like Jan Dhan Yojana, Suraksha Bima Yojana, Jeevan Jyoti Yojana, Atal Pension Yojana and to issue RuPay Debit Cards to all eligible a/c holders. He also advised to organize special awareness camps for social welfare schemes with the active participation of banks and departments. He further emphasized to the banks to achieve 100% targets of ACP 2020-21 by 31.03.2021.
The DDC emphasized upon the banks and departments to put all out efforts and establish Hiranagar as DIGI Block in the district and organize special campaigns in the area.
Chairman advised the banks not to enforce the applicants for obtention of collateral security wherever it is not necessary to be obtained.
DDM, NABARD Amit Kumar, informed the house about clusters identified by the D-MC in the CSS-FPO scheme. He also emphasized on the full participation of bankers, line departments in BLBC meetings so that credit planning can be made effective at the grass-roots level.
The Local advisory Committee meeting of RSETI for the quarter ending December 2020 was also held along with DLRC wherein the pending Land allotment issue and performance of RSETI Kathua was also discussed. The Annual action Plan for the year 2021-22 was also approved by the Chairman during the meeting.
Among others Director SBI RSETI, Aklesh Raina, DAO Kathua, Raju Mahajan, District Officer KVIB, Harvinder Singh, DHO, and officers of J&K Bank, PNB, JK Grameen Bank, SBI, DUDA, Handicraft, Handloom also attended the meeting.